Our Mission
To make commercial insurance fast, transparent, and accessible for every Washington State business — by combining the expertise of licensed agents with intelligent technology that eliminates the friction, confusion, and delays that have defined the industry for decades.
Why We Started SmartInsured
SmartInsured Inc. is a licensed commercial insurance agency based in Bellevue, Washington, protecting local businesses since 2019. We specialize in coverage for contractors, apartment owners, condo associations, and a wide range of commercial operations across the state.
We started SmartInsured because we saw a broken process. Business owners were waiting days for quotes, filling out redundant paperwork, and struggling to understand what they were actually buying. We knew there had to be a better way — so we built one.
Our agency pairs licensed insurance professionals with proprietary smart-matching technology that streamlines the entire quote-to-bind process. What used to take 25 to 40 minutes of back-and-forth now happens in under 90 seconds — without sacrificing the personalized guidance that business owners deserve.
Technology Meets Expertise
Our technology handles the heavy lifting so our agents can focus on what matters: understanding your business, matching you with the right carriers, and making sure you're properly protected.
Smart Matching
Our proprietary technology analyzes your business profile to identify the best coverage options from our carrier network.
Licensed Review
Every application is reviewed by a licensed insurance professional who ensures recommendations match your needs.
Fast Process
What used to take 25-40 minutes now happens in under 90 seconds — without sacrificing personalized guidance.
Your Advocate
As your agent, we work for you — finding the best coverage, not just the easiest sale.
Trusted Carrier Network
We work with a network of trusted carriers to offer comprehensive coverage options for every type of business.
Coverage We Offer
What We Believe
Transparency
You should understand exactly how we work, how we're compensated, and what your policy covers — no fine print surprises, no carrier jargon. Every recommendation is based on your needs, not commission rates.
Speed
When a client calls needing a Certificate of Insurance for a contract deadline, they shouldn't have to wait. Same-day coverage is available for most businesses, and COIs can be downloaded around the clock.
Human Oversight
Every application is reviewed by a licensed insurance professional. Our technology handles the heavy lifting so our agents can focus on understanding your business and ensuring proper protection.
Washington State Specialists
Whether you're an electrician bidding your first commercial job or a property manager covering a 200-unit complex, we find coverage that fits your operations and your budget.
SmartInsured is more than an insurance agency — we're a technology-driven partner built to keep Washington businesses moving. Local support for local businesses, powered by innovation that actually works.
SmartInsured Inc.
Licensed WA Insurance Agency #1009534
Ready to Get Started?
Get your personalized quote in minutes. Our licensed agents are here to help you find the right coverage for your business.