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Service Businesses

Salon Insurance in Washington State

Get salon insurance in Washington. General liability and professional coverage for hair salons, barber shops, and beauty services. Protect your business.

Coverage Starting At$49.99/month
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Insurance Coverage for Salons

Most salons in Washington need the following types of coverage to protect their business:

General Liability

Protects against third-party claims for bodily injury, property damage, and advertising injury.

From $19.99/mo

Professional Liability

Covers claims of negligence, errors, or omissions in professional services.

From $29.99/mo

Workers Comp

Covers employee injuries and illnesses that occur on the job.

Washington State Requirements

Here's what salons need to know about insurance requirements in Washington State:

Washington salons need a cosmetology license
Business license required
General liability typically required by landlords
Professional liability recommended for service claims

Not sure what coverage you need? Our team can help you understand Washington's requirements for your specific situation.

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How Much Does Salon Insurance Cost?

$49.99 - $199.99per monthAverage cost for salons in Washington

Factors That Affect Your Rate

  • Services offered (chemical treatments cost more)
  • Annual revenue
  • Number of employees/stylists
  • Location and property value

Frequently Asked Questions

What insurance does a salon need in Washington?

Washington salons typically need general liability, professional liability (for service-related claims), and property insurance. Workers comp is required if you have employees.

How much is salon insurance in Washington?

Salon insurance in Washington typically costs $49.99 to $199.99 per month. Costs depend on services offered, revenue, and number of stylists.

Does salon insurance cover allergic reactions?

Yes, professional liability insurance covers claims from allergic reactions to products or treatments. This is essential for salons doing chemical services.

Do independent stylists need their own insurance?

Yes, booth renters and independent stylists should have their own liability insurance. The salon's policy may not cover their individual claims.

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Ready to Protect Your Salon Business?

Get a free quote in minutes. Our Washington State insurance experts are here to help you find the right coverage at the best price.