425-209-1206
Puget Sound

Business Insurance for Tacoma & Pierce County

From the Port of Tacoma to downtown's growing business district, we help Pierce County businesses protect what they've built.

25,000+Local Businesses
220,000+Population
$19.99Starting at/mo
Get Your Tacoma Quote Same-day coverage available

Serving Tacoma Businesses

Tacoma's strategic location at the Port of Tacoma makes it a hub for logistics, manufacturing, and trade-related businesses.

Top Industries We Serve in Tacoma

Logistics & Warehousing
Manufacturing
Construction & Trades
Healthcare
Retail & Restaurants

Insurance Coverage in Tacoma

We offer comprehensive business insurance coverage for Tacoma companies

General Liability

Protects against third-party claims for bodily injury, property damage, and advertising injury.

From $19.99/mo

Professional Liability

Covers claims of negligence, errors, or omissions in professional services.

From $29.99/mo

BOP

Combines general liability and property insurance in one convenient package.

From $49.99/mo

Workers Comp

Covers employee injuries and illnesses that occur on the job.

Why Choose a Washington Insurance Expert?

Local Knowledge

We understand Tacoma's business landscape, from local regulations to industry-specific risks unique to your area.

Fast Service

Get quotes in minutes and coverage the same day. When you need a certificate of insurance for a Tacoma project, we deliver.

WA Expertise

We specialize in Washington State requirements including L&I, licensing, and coverage mandates specific to your industry.

Competitive Rates

Access to multiple carriers means competitive pricing for Tacoma businesses. Rates from $19.99/month.

Tacoma Business Insurance FAQ

What business insurance do Tacoma companies need?

Tacoma businesses typically need general liability insurance as a foundation. Given Tacoma's strong logistics and manufacturing sectors, many businesses also need commercial auto, workers' compensation, and inland marine coverage. Professional services need E&O insurance. We can help identify the right coverage for your Tacoma business.

How much is business insurance in Tacoma?

Business insurance in Tacoma is often slightly more affordable than Seattle, starting at $19.99/month for general liability. Average small business costs range from $40-$120/month. Tacoma's lower commercial rents often translate to lower liability limits needed, reducing overall insurance costs.

Do Tacoma contractors need special insurance?

Yes, Tacoma contractors need specific insurance to work in Pierce County. Requirements typically include general liability insurance ($1M minimum for most projects), workers' compensation for any employees, and sometimes commercial auto. Many general contractors require subcontractors to carry at least $1M in liability coverage.

What industries are growing in Tacoma that need insurance?

Tacoma's growing industries include logistics companies serving the port, healthcare facilities, breweries and restaurants, construction trades, and professional services. Each has unique insurance needs. The city's revitalization has also increased demand for retail and hospitality insurance coverage.

Does SmartInsured serve all of Pierce County?

Yes, we provide business insurance throughout Pierce County including Tacoma, Lakewood, Puyallup, University Place, Bonney Lake, and all surrounding areas. Our Washington State focus means we understand local business requirements and can provide quick, localized service.

Also Serving Nearby Areas

Get Your Tacoma Business Insured Today

Join 25,000+ businesses in Tacoma with proper coverage. Get a free quote in minutes from our Washington State insurance experts.