425-209-1206
Licensed Washington Insurance Agency

Business InsuranceMade Simple

One smart application. Multiple coverage options from A-rated carriers. Our licensed agents help you get protected—often the same day.

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A+ Rated Carriers
Same-Day Coverage
Local WA Support

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⚡ 30 seconds•🛡️ Same-day coverage•🔒 Secure
Industries We Serve

Coverage for Every Business

From contractors to consultants, we provide specialized coverage tailored to your industry's unique needs.

Restaurants

Restaurants

General Liability, Liquor Liability & Property coverage

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Retail

Retail

General Liability, Property & Product coverage

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Lessors Risk

Lessors Risk

Property & Liability coverage for landlords

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Contractors

Contractors

General Liability & Tools coverage

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Professional Services

Professional Services

Professional Liability & E&O coverage

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IT & Tech

IT & Tech

Cyber Liability & Professional coverage

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300+
Business Types
1,000+
Quotes Generated
Same Day
Coverage Available
100%
Free Certificates
Coverage Options

Insurance That Fits Your Needs

Choose from our comprehensive range of coverage options, each designed to protect what matters most to your business.

General Liability

Essential protection against third-party accidents, property damage, and bodily injury claims.

  • Third-party bodily injury
  • Property damage coverage
  • Legal defense costs
  • Advertising injury
Learn More

Professional Liability

Covers claims of professional mistakes, negligence, or failure to deliver promised services.

  • Errors & omissions
  • Negligence claims
  • Contract disputes
  • Defense costs
Learn More

Business Owner's Policy

Bundle general liability and property coverage for comprehensive protection.

  • General liability included
  • Property coverage
  • Business interruption
  • Equipment breakdown
Learn More
Our Process

Get Covered in 4 Easy Steps

Our streamlined application connects you with coverage options from licensed carriers, with guidance from our expert agents.

1

Tell Us About Your Business

Answer a few quick questions. Our smart form adapts to your business type.

5 minutes
2

Smart Matching

Our system identifies coverage options from our network of A-rated carriers.

Instant
3

Review with an Agent

Compare options and get guidance from our licensed insurance professionals.

Expert support
4

Get Covered

Purchase your policy and receive your certificate of insurance.

Same day

Why Business Owners Choose SmartInsured

We combine technology with human expertise to deliver a better insurance experience. No confusing jargon, no endless paperwork.

Licensed Insurance Agency

Fully licensed in Washington State with expert agents on your side.

We Work for You

As your agent, we find the best coverage—not just the easiest sale.

Smart Technology

Our platform streamlines quotes so you can focus on your business.

Human Oversight

Every application is reviewed by licensed insurance professionals.

Startup team collaborating
Common Questions

Frequently Asked Questions

Get answers to the most common questions about business insurance.

How fast can I get coverage?
Most businesses can get covered the same day. Our streamlined application takes about 5 minutes, and once you select your coverage, we can often bind your policy immediately.
What information do I need to apply?
Basic business details like your business name, type, annual revenue, and number of employees. No complex paperwork required to get started.
How much does business insurance cost?
Rates vary by business type, coverage needs, and risk factors. The best way to understand your specific costs is to get a personalized quote—it only takes a few minutes.
Can I cancel anytime?
Yes, you can cancel your policy at any time. Most carriers offer prorated refunds for unused premium.
Do I get a certificate of insurance?
Yes! Once your policy is active, you can download your Certificate of Insurance (COI) instantly. We also provide additional insured certificates when you need them.
Who are your insurance carriers?
We partner with A-rated carriers including nationally recognized names. Your specific carrier options depend on your business type and location.
Resources

From Our Blog

Expert guides and tips to help you make informed insurance decisions.

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Ready to Protect Your Business?

Get your personalized quote in minutes. Our licensed agents are here to help you find the right coverage for your business.

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SmartInsured Inc. is a licensed insurance agency in Washington State