Insurance Basics
What is General Liability Insurance? A Small Business Guide
Learn what general liability insurance covers, why your small business needs it, and how much it costs. Get covered in m...
Read MoreOne smart application. Multiple coverage options from top-rated carriers. Our licensed agents help you get covered—often the same day.
From contractors to consultants, we've got specialized coverage tailored to your industry.
Choose from our comprehensive range of coverage options, each designed to protect what matters most.
Essential protection against third-party accidents, property damage, and bodily injury claims.
Covers claims of professional mistakes, negligence, or failure to deliver promised services.
Bundle general liability and property coverage for comprehensive protection at a better rate.
Our streamlined application connects you with coverage options from licensed carriers, with guidance from our expert agents.
Answer a few quick questions. Our streamlined form adapts to your business type for faster completion.
5 minutesOur system identifies coverage options that fit your business profile from our network of A-rated carriers.
InstantCompare coverage options and get guidance from our licensed insurance professionals.
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We believe in clear, honest communication about our services and how we help protect your business.
SmartInsured Inc. is a licensed insurance agency in Washington State. Our licensed agents work on your behalf to find coverage options that fit your business needs from our network of carriers.
We act as your agent, not the insurer. We help match your business with coverage options from licensed insurance carriers. All policies are underwritten and issued by these carriers—we facilitate the process and provide guidance.
Our smart form technology helps streamline your application by asking relevant questions based on your business type. This helps us match you with appropriate coverage options faster. Final coverage decisions, rates, and policy terms are always determined by the insurance carriers.
SmartInsured receives commissions from insurance carriers when you purchase a policy through us. This compensation does not increase your premium—it's built into the carrier's pricing. We're committed to recommending coverage based on your needs, not commission rates.
The quotes and estimates displayed are preliminary and based on the information you provide. Final premiums are determined by the insurance carrier after full underwriting review. Rates may vary based on additional factors discovered during underwriting.
Every application is reviewed by our licensed insurance professionals. While technology helps us work efficiently, human experts guide the process to ensure you receive appropriate coverage recommendations for your specific situation.
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Learn what general liability insurance covers, why your small business needs it, and how much it costs. Get covered in m...
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Read MoreGet your quote in under 10 minutes. Same-day coverage available.