Washington's capital city has a unique business ecosystem. We understand the needs of government contractors, local businesses, and growing enterprises.
As the state capital, Olympia's economy is anchored by state government while supporting a diverse mix of professional services, education, and local businesses.
We offer comprehensive business insurance coverage for Olympia companies
Protects against third-party claims for bodily injury, property damage, and advertising injury.
From $19.99/moCovers claims of negligence, errors, or omissions in professional services.
From $29.99/moCombines general liability and property insurance in one convenient package.
From $49.99/moCovers employee injuries and illnesses that occur on the job.
We understand Olympia's business landscape, from local regulations to industry-specific risks unique to your area.
Get quotes in minutes and coverage the same day. When you need a certificate of insurance for a Olympia project, we deliver.
We specialize in Washington State requirements including L&I, licensing, and coverage mandates specific to your industry.
Access to multiple carriers means competitive pricing for Olympia businesses. Rates from $19.99/month.
Olympia businesses need standard coverage like general liability, with additional requirements based on industry. Government contractors often need specific coverage limits and may require additional bonds. Professional services need E&O coverage. Given the capital location, many businesses serve state agencies and need coverage that meets government contract requirements.
Yes, Washington State contractors typically need general liability insurance with at least $1M per occurrence, workers' compensation coverage, and sometimes commercial auto. Specific contracts may require additional coverage or higher limits. Professional service contractors usually need E&O insurance as well.
Business insurance in Olympia is typically affordable, starting at $19.99/month for basic general liability. The capital area's cost of living and business expenses are lower than Seattle/Bellevue, which often translates to lower insurance costs. Average small business coverage runs $40-$100/month.
Olympia has many professional service businesses that need E&O coverage: consultants serving state agencies, lobbyists and public affairs firms, accounting and legal services, IT consultants, healthcare providers, and educators. If you provide professional advice or services, you likely need professional liability coverage.
Yes, we serve all of Thurston County including Olympia, Lacey, Tumwater, and surrounding areas. We also cover Lewis County (Centralia, Chehalis) and the broader South Sound region. Our statewide coverage means we understand both capital-area business needs and broader Washington requirements.
Join 15,000+ businesses in Olympia with proper coverage. Get a free quote in minutes from our Washington State insurance experts.