Business Insurance for Lakewood & the JBLM Community

Lakewood businesses need standard coverage including general liability, with additional requirements based on industry. Businesses serving JBLM may need to meet federal contracting insurance requirements. Retail businesses along Bridgeport Way need property and liability coverage. Healthcare providers near Madigan Army Medical Center need professional liability.

Business insurance in Lakewood starts at $19.99/month for general liability. Most small businesses pay $40-$100/month. Businesses with government or military contracts may need higher limits, increasing costs. Lakewood's rates are generally affordable compared to the broader Puget Sound market.

Yes, contractors working on or near Joint Base Lewis-McChord often need to meet federal insurance requirements, which can include higher liability limits, specific workers' compensation coverage, and performance bonds. Requirements vary by contract type and value. SmartInsured can help you meet military base contracting standards.

Lakewood's retail and restaurant businesses along Bridgeport Way and the Lakewood Towne Center need general liability, commercial property, and workers' compensation coverage. Restaurants need food service liability and potentially liquor liability. Retail stores need product liability for merchandise they sell.

Yes, we serve all of Lakewood including areas near JBLM, Tillicum, Springbrook, and surrounding neighborhoods. We also cover University Place, Steilacoom, DuPont, and the broader South Pierce County area.