Business Insurance for Federal Way & South King County

Federal Way businesses need general liability as a foundation, with additional coverage based on industry. Retail businesses along Pacific Highway and at The Commons need property and liability coverage. Healthcare and dental practices need professional liability. Service businesses need coverage that protects their operations throughout the South Sound.

Business insurance in Federal Way starts at $19.99/month for general liability. Small retail and service businesses typically pay $40-$100/month. Healthcare practices pay more due to professional liability requirements. Federal Way's rates are generally affordable compared to Seattle, making it a cost-effective location for business coverage.

Yes, Federal Way contractors need general liability insurance, workers' compensation, and a contractor's surety bond for L&I registration. Most residential and commercial projects in South King County require proof of at least $1M in liability coverage. Commercial auto and tools coverage are also recommended for mobile operations.

Federal Way restaurants need general liability, food service liability, and commercial property coverage. Establishments serving alcohol need liquor liability insurance. Food trucks operating in the area need commercial auto and mobile vendor coverage. Workers' comp is required for all restaurant employees.

Yes, we serve all of Federal Way including Mirror Lake, Twin Lakes, Camelot, and surrounding neighborhoods. We also cover nearby communities including Milton, Edgewood, Des Moines, and the broader South King County area.