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Personal Trainer Insurance in Washington State

Get personal trainer insurance in Washington. General liability and professional coverage for fitness trainers, yoga instructors, and wellness coaches.

Coverage Starting At$29.99/month
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Insurance Coverage for Personal Trainers

Most personal trainers in Washington need the following types of coverage to protect their business:

General Liability

Protects against third-party claims for bodily injury, property damage, and advertising injury.

From $19.99/mo

Professional Liability

Covers claims of negligence, errors, or omissions in professional services.

From $29.99/mo

Washington State Requirements

Here's what personal trainers need to know about insurance requirements in Washington State:

Washington personal trainers need a business license if self-employed
Certification from recognized organization recommended
Liability insurance typically required by gyms and studios
Waivers help but don't eliminate liability

Not sure what coverage you need? Our team can help you understand Washington's requirements for your specific situation.

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How Much Does Personal Trainer Insurance Cost?

$29.99 - $99.99per monthAverage cost for personal trainers in Washington

Factors That Affect Your Rate

  • Type of training (high-intensity costs more)
  • Number of clients
  • Training location (gym vs outdoor)
  • Certifications held

Frequently Asked Questions

What insurance do personal trainers need in Washington?

Washington personal trainers need general liability and professional liability insurance. Most gyms and studios require $1M coverage to train on their premises.

How much is personal trainer insurance in Washington?

Personal trainer insurance in Washington typically costs $29.99 to $99.99 per month. Costs depend on the type of training and number of clients.

Do liability waivers protect personal trainers from lawsuits?

Waivers help but don't guarantee protection. Courts can invalidate waivers in cases of negligence. Insurance provides essential financial protection beyond waivers.

Does personal trainer insurance cover online training?

Yes, professional liability covers claims arising from online training programs. Make sure your policy includes virtual/remote training activities.

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Ready to Protect Your Personal Trainer Business?

Get a free quote in minutes. Our Washington State insurance experts are here to help you find the right coverage at the best price.