Customer asking for a specific AI form? Get a same-day quote with the right coverage built in.
Send us your customer's contract requirement. We'll come back within an hour with the exact forms and limits you need — plus a free quote for a policy that includes them. No obligation.
- Free advice — quote only if you want one
- Licensed WA Agency #1009534
- Same-day binding available
How it works
Send us the request
Paste your customer's AI requirement or contract clause into the form. Don't worry about formatting — paste it raw.
We tell you what you need
We'll come back with the exact AI forms, limits, edition dates, and language your contract requires. Free, even if you don't move forward.
We quote you a policy that has it
If you want, we'll send a same-day quote for a SmartInsured policy with the right setup built in — and a clean COI within the hour of binding.
What a SmartInsured contractor policy includes
We build every WA contractor policy with the language and forms most contracts demand. So when a customer asks for something specific, it's already there.
Correct AI form
CG 20 38 (blanket, both phases) as standard. Scheduled forms like CG 20 10 or CG 20 37 when a contract requires them by name.
Operations coverage
Ongoing AND completed work covered by default — no gap when a claim hits months after a job ends.
Primary & non-contributory
Built into the AI endorsement so your policy pays first, before your customer's — what most large contracts require.
Waiver of subrogation
Blanket waiver on the policy so your insurer doesn't come after your customer. Required by most institutional clients.
Right limits
$1M/$2M, $2M/$4M, or higher — we quote what your contracts actually demand, not a default that might be short.
Clean COIs in your hands
Once bound, your first COI goes out within an hour — with named parties spelled correctly and the right form numbers listed.
Or call us directly
If you need to read a contract clause to us live — or you're on a deadline today — call us at 425-209-1206. Real WA agents, no menus.