Get dental practice insurance in Washington. Malpractice, general liability, and property coverage for dentists and dental offices. Protect your practice today.
Most dentists in Washington need the following types of coverage to protect their business:
Covers claims of negligence, errors, or omissions in professional services.
From $29.99/moProtects against third-party claims for bodily injury, property damage, and advertising injury.
From $19.99/moCombines general liability and property insurance in one convenient package.
From $49.99/moProtects against data breaches and cyber attacks.
From $39.99/moHere's what dentists need to know about insurance requirements in Washington State:
Not sure what coverage you need? Our team can help you understand Washington's requirements for your specific situation.
Get Expert GuidanceDental malpractice insurance in Washington typically costs $2,000 to $6,000 per year for general dentists. Oral surgeons and specialists pay significantly more, often $8,000 to $15,000+ annually. New dentists may get discounts, while those with claims history pay substantially higher premiums.
Dental practices need malpractice/professional liability insurance, general liability for the office, property coverage for equipment, workers comp for staff, and increasingly cyber liability for patient data. A Business Owner's Policy (BOP) can bundle general liability and property coverage efficiently.
Washington State does not legally require dentists to carry malpractice insurance. However, it's considered standard of care, most hospital affiliations and employment contracts require it, and practicing without it puts your personal assets at significant risk from any patient lawsuit.
Patient injuries in your waiting room or office (slip and falls, chair injuries not related to treatment) are covered by general liability insurance, not malpractice. Make sure your practice has both coverages—malpractice for treatment-related claims, general liability for premises injuries.
Yes, strongly recommended. Dental practices store protected health information (PHI) covered by HIPAA. A data breach can result in significant fines, notification costs, and lawsuits. Cyber liability covers breach response costs, patient notification, credit monitoring, and regulatory defense.
Get a free quote in minutes. Our Washington State insurance experts are here to help you find the right coverage at the best price.
