Technology & cyber insurance for tech companies

Software, SaaS, IT, and digital firms carry two risks at once: the work you deliver, and the data you hold. We cover both on one program — so a claim never falls into the gap between a tech E&O carrier and a separate cyber carrier.

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The problem

The gap between two separate policies

Most tech companies buy errors coverage from one carrier and cyber from another. It works — until a single event is both.

Picture a coding mistake that also exposes customer data. Is that an error (your tech E&O carrier's problem) or a breach (your cyber carrier's problem)? With two separate policies, each carrier has a reason to point at the other — and you're caught in the middle, paying defense costs while they argue over whose claim it is.

Our technology program puts tech E&O, media, and cyber on one claims-made form with one carrier. One event, one claim, one adjuster. No gap to fall into, and no fight to referee at the worst possible moment.

What it covers

One program, built for how tech works

The coverages a modern technology company actually needs, under a single policy.

Technology E&O

Your professional services and your software or tech products, when a client claims your work caused them a financial loss.

Media & IP liability

Content you publish — copy, code, images, campaigns — alleged to infringe a copyright, defame, or invade privacy.

Cyber & privacy liability

Third-party claims when data you hold is breached or a network event harms the people and businesses who trust you.

Breach response & regulatory

The forensics, notification, legal, and PR costs after a breach — plus regulatory defense and payment-card (PCI) exposure.

Business & vendor interruption

Income you lose when your own systems go down — and when a cloud or AI vendor you depend on goes down (dependent interruption).

eCrime & social engineering

Funds transfer fraud, fraudulent instruction, and the deepfake-driven scams now aimed at finance teams.

Coverage descriptions are general. Actual terms, limits, retentions, and exclusions are set by the policy issued and tailored to each business.

Why combined wins

Two policies vs. one program

Two separate policies

  • Separate carriers for E&O and cyber
  • A gap when a claim is both an error and a breach
  • Two applications, two renewals, two sets of terms
  • Finger-pointing when a claim lands in the middle

One combined program

  • Tech E&O, media, and cyber on one form
  • One carrier, one claim, one point of contact
  • No error-vs-breach gap to fall into
  • Limits and retentions tailored to your business
Who it's for

Built for technology businesses

SaaS & software companies
IT services & MSPs
Technology consultants
App & web developers
Digital agencies & media
Data & analytics firms
Know your AI exposures

The risks this program is built to cover

Plain-English guides to the AI and cyber risks facing technology companies today.

Does your business insurance cover AI?AI and professional liability (E&O)Employees using AI & your cyber policyChatbots, note-takers & wiretap lawsuitsDeepfake wire fraud coverageWhen your AI vendor goes down

Frequently Asked Questions

What's the difference between technology E&O and cyber insurance?
Technology E&O covers your work — a software bug, a failed project, or a product that doesn’t perform, where a client suffers a financial loss. Cyber covers your data and systems — a breach, a privacy incident, or an attack. Most tech claims touch both, which is exactly why buying them separately creates a gap.
Why put them on one combined policy instead of buying separately?
When something goes wrong that is both an error and a breach — say a coding mistake exposes customer data — two separate carriers can each argue the loss belongs to the other. On one combined program, there is a single carrier and a single claim, so there is no gap and no finger-pointing while you pay the lawyers.
Is this coverage claims-made?
Yes. Like most technology and cyber liability coverage, the program is written on a claims-made and reported basis: it responds to claims first made against you while the policy is in force and reported during the policy period. We walk every client through what that means at renewal so there is no surprise.
Does the program address AI risk?
It is built for it. The same form covers your professional work, the data you hold, dependent outages at vendors you rely on, and social-engineering fraud — the places AI exposure actually lands. Our AI coverage guides below break each one down.
How are limits and pricing set?
Limits and retentions are tailored to your business — your revenue, the services you provide, the data you hold, and the contracts you sign. There is no one-size number. We build the program around how your company actually operates and show you the trade-offs.
Who needs technology insurance?
Any business that builds, sells, hosts, or advises on technology, or that handles meaningful amounts of customer data — software and SaaS companies, IT services and MSPs, developers, consultants, digital agencies, and data firms. If clients rely on your work or your systems, this is the coverage that responds.

Let's review your technology coverage

Tell us what you build and what data you hold. We'll show you where your current policies leave gaps — and what one combined program would cover.

Start your quote425-209-1206
Licensed WA agency #1009534One combined programReal agents, real reviews