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Kitsap Peninsula

Business Insurance for Bremerton & Kitsap County

Home to the Puget Sound Naval Shipyard and a revitalized waterfront, Bremerton businesses need coverage that understands naval, maritime, and local operations.

6,000+Local Businesses
44,000+Population
30+A-Rated Carriers

Serving Bremerton Businesses

Bremerton's economy is anchored by the Puget Sound Naval Shipyard — the largest naval shore facility in the Pacific Northwest — with a growing downtown waterfront and tourism sector.

Top Industries We Serve in Bremerton

Naval & Defense Contracting
Maritime & Shipbuilding
Healthcare & Services
Construction & Trades
Retail & Hospitality

Insurance Coverage in Bremerton

We offer comprehensive business insurance coverage for Bremerton companies

General Liability

Protects against third-party claims for bodily injury, property damage, and advertising injury.

Professional Liability

Covers claims of negligence, errors, or omissions in professional services.

BOP

Combines general liability and property insurance in one convenient package.

Commercial Auto

Covers vehicles used for business purposes.

Cyber Liability

Protects against data breaches and cyber attacks.

Umbrella / Excess

Extends your liability limits beyond underlying policies for added protection.

Why Choose a Washington Insurance Expert?

Local Knowledge

We understand Bremerton's business landscape, from local regulations to industry-specific risks unique to your area.

Fast Service

Get quotes in minutes and coverage the same day. When you need a certificate of insurance for a Bremerton project, we deliver.

WA Expertise

We specialize in Washington State requirements including L&I, licensing, and coverage mandates specific to your industry.

Bremerton Business Insurance FAQ

What insurance do Bremerton businesses need?
Bremerton businesses need coverage matched to the local economy. Naval and defense contractors need professional liability, high-limit GL, and often federal contract-specific coverage. Maritime businesses need marine liability. Construction trades working on base or waterfront projects need contractor liability. Downtown businesses need standard general liability and property coverage.
How much does business insurance cost in Bremerton?
Business insurance in Bremerton starts at $19.99/month for general liability. Naval and defense contractors typically pay $100-$300/month for professional and general liability. Maritime businesses vary based on operations. Retail and service businesses pay $35-$90/month. Rates are generally comparable to Tacoma.
Do Bremerton naval contractors need specialized insurance?
Yes, contractors working at or with the Puget Sound Naval Shipyard often need to meet federal contracting insurance requirements including higher liability limits, USL&H workers' comp coverage for maritime workers, professional liability, and sometimes performance bonds. Requirements vary by contract type and security clearance level.
What about insurance for Bremerton waterfront businesses?
Bremerton's revitalized waterfront is home to restaurants, retail, hotels, and entertainment venues. These businesses need general liability, commercial property, and workers' comp. Restaurants need food service and potentially liquor liability. Tourism-related businesses may need event and activity coverage.
Does SmartInsured serve all of Kitsap County?
Yes, we serve all of Kitsap County including Bremerton, Silverdale, Poulsbo, Bainbridge Island, Port Orchard, and surrounding areas. We also cover businesses in Mason County and Jefferson County on the Olympic Peninsula.

Also Serving Nearby Areas

Get Your Bremerton Business Insured Today

Join 6,000+ businesses in Bremerton with proper coverage. Get a free quote in minutes from our Washington State insurance experts.

Same-day coverage
Free consultation
WA specialists