North Sound

Business Insurance for Edmonds Businesses

Edmonds' charming downtown and waterfront business district deserve insurance that's as attentive as the community itself.

5,000+Local Businesses
42,000+Population
30+A-Rated Carriers

Serving Edmonds Businesses

Edmonds is known for its vibrant downtown, ferry terminal connecting to the Kitsap Peninsula, and a strong community of boutique retail, dining, and professional service businesses.

Top Industries We Serve in Edmonds

Retail & Specialty Shops
Professional Services
Healthcare & Wellness
Restaurants & Hospitality
Arts & Tourism

Insurance Coverage in Edmonds

We offer comprehensive business insurance coverage for Edmonds companies

General Liability

Protects against third-party claims for bodily injury, property damage, and advertising injury.

Professional Liability

Covers claims of negligence, errors, or omissions in professional services.

BOP

Combines general liability and property insurance in one convenient package.

Commercial Auto

Covers vehicles used for business purposes.

Cyber Liability

Protects against data breaches and cyber attacks.

Umbrella / Excess

Extends your liability limits beyond underlying policies for added protection.

Why Choose a Washington Insurance Expert?

Local Knowledge

We understand Edmonds's business landscape, from local regulations to industry-specific risks unique to your area.

Fast Service

Get quotes in minutes and coverage the same day. When you need a certificate of insurance for a Edmonds project, we deliver.

WA Expertise

We specialize in Washington State requirements including L&I, licensing, and coverage mandates specific to your industry.

Edmonds Business Insurance FAQ

What insurance do Edmonds businesses need?
Edmonds businesses need coverage suited to their operations. Downtown retail and boutique shops need general liability and product liability. Restaurants need food service and potentially liquor liability. Professional services firms need E&O insurance. Healthcare and wellness practitioners need professional liability.
How much does business insurance cost in Edmonds?
Business insurance in Edmonds starts at $19.99/month for general liability. Downtown retail and restaurant businesses typically pay $50-$120/month. Professional services and healthcare practices pay $60-$175/month depending on specialty and coverage limits.
Do Edmonds downtown businesses have special insurance requirements?
Many downtown Edmonds landlords require tenants to carry general liability insurance with the property owner named as additional insured. Businesses near the waterfront may need coverage that accounts for weather-related risks. Event vendors at Edmonds festivals need temporary liability coverage.
What about insurance for Edmonds healthcare and wellness providers?
Edmonds has a strong healthcare and wellness community. Doctors, dentists, chiropractors, massage therapists, and other practitioners need professional liability insurance. General liability covers patient injuries on premises. Cyber liability protects patient records. Workers' comp is required if you have staff.
Does SmartInsured serve the Edmonds and surrounding area?
Yes, we serve all of Edmonds including the downtown waterfront, Perrinville, Esperance, and surrounding neighborhoods. We also cover Mountlake Terrace, Lynnwood, Mukilteo, and the broader South Snohomish County area.

Also Serving Nearby Areas

Get Your Edmonds Business Insured Today

Join 5,000+ businesses in Edmonds with proper coverage. Get a free quote in minutes from our Washington State insurance experts.

Same-day coverage
Free consultation
WA specialists