Business Insurance for Lynnwood & South Snohomish County

Lynnwood businesses need general liability as a foundation. Retail businesses at Alderwood Mall and along Highway 99 need property and product liability coverage. Construction companies working on the area's many development projects need contractor liability. Restaurants and food businesses need food service liability coverage.

Business insurance in Lynnwood starts at $19.99/month for general liability. Retail businesses typically pay $40-$100/month. Construction trades pay $60-$175/month depending on the type of work. Lynnwood's rates are competitive, generally falling between Seattle and more suburban areas.

Yes, Lynnwood's active development around the light rail stations means construction companies often need higher limits. Many commercial projects require $2M or more in aggregate liability coverage. Builders risk, commercial auto, and umbrella policies are commonly required for larger projects in the area.

Lynnwood retail businesses need general liability for customer injuries, product liability for merchandise, and commercial property insurance for inventory and fixtures. Businesses in the Alderwood Mall area may have specific insurance requirements from their lease agreements. We help retailers meet these requirements affordably.

Yes, we serve all of South Snohomish County including Lynnwood, Mountlake Terrace, Brier, Mill Creek, and surrounding areas. We also cover nearby communities in North King County including Shoreline and Lake Forest Park.